Personal Services

Personal Services

Generational Picture 

 

Whether you’re building a legacy for your family or planning for your retirement, you need to rely on advice from someone you can trust, someone who has a vested interest in your financial well-being.  At Canandaigua National Trust Company, we take the time to understand your financial needs and goals. Our financial advisors, who average over 20 years of experience, are here to educate and optimize all areas of your financial plan.   

Trust and Estate Services - to keep your assets safe for generations
Investment Management Accounts -to navigate you through varying economic situations 
Individual Retirement Accounts (IRAs) - for those looking to start-up a plan, nearing retirement or are already retired

Chosen Investment Strategies

With a plan in place, we offer a unique suite of fully diversified investment options that fit any type of financial situation. Our Chosen Investment Strategies allow you to choose the type of investment vehicle that best meets your needs:

Chosen Structured Portfolios1 - covering the entire reward-risk spectrum
Chosen Active Portfolios - custom built to your tolerance for risk and time horizon  

Manager-of-Managers Strategy

Our affiliation with Genesee Valley Trust Company offers customers access to world-class investment managers and the customized design of a diversified and actively managed portfolio aligned with your investment objectives.

Our capabilities are flexible enough to provide solutions for any type of investor, and offer a depth of resources to provide the education and advice you need to keep your plan moving forward. Our Officers do not work on commission, and are dedicated to personal service – so much that we promise it in writing with our Pledge of Accountability. You can be assured that we will return your calls the very same day, meet with you regularly to review your financial well-being, and most importantly treat you with honesty and respect - or your money back*. 

 

The financial advisors of Canandaigua National Trust Company of Florida (CNTF) offer trust and estate services, investment management solutions, IRAs, and fiduciary services to Greater Sarasota and Florida West Gulf Coast communities.

 

Before investing using mutual funds consider the fund’s investment objectives, risks, charges and expenses. For more complete information, including charges and expenses, contact your financial advisor for a prospectus. Read the prospectus carefully. 

1Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments from Dimensional Fund Advisors, Inc. 

*Pledge of Accountability Fee Refund Rules. You, our Client, are entitled to have the Annual Fee charged by CNTF for management of your CNTF Account returned should we fail to deliver on the “Pledge of Accountability” requirements as described above. The Annual Fee is defined as the then prevailing fee charged by CNTF under the terms of your Account Agreement based on the market value of the assets under management as of March 31 of any given calendar year up to $10,000. Our Pledge of Accountability to you will be effective after you have signed and returned the Pledge to your CNTF Relationship Manager. Only individual accounts where CNTF has full discretion qualify. Custody, Self-Directed and IRA Self-Directed accounts are excluded. To be eligible, your Account must be opened for a minimum of 1 year.

Canandaigua National Trust Company of Florida is an affiliate of Canandaigua National Bank & Trust. This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Investments are not bank deposits, are not obligations of, or guaranteed by Canandaigua National Bank & Trust, or Canandaigua National Trust Company of Florida, or OBS Financial Services, Inc., and are not FDIC insured. Investments are subject to investment risks, including possible loss of principal amount invested. Investments may be offered through affiliate companies.  

 

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