Personal Services > Individual Management Accounts

Investment Management Accounts

At Canandaigua National Trust Company, our investment planning process always begins the same way: by getting to know you, our customer. We realize that every investor is different, with a different set of goals. A retiree may need the assurance of dependable income with little risk, while others might be looking for long-term capital appreciation.

Our tenured investment advisors will work with you to learn where you are financially today, and to develop a plan that will help you get to where you want to be tomorrow. And, just as important, they’ll be there in the years ahead to help you stay on course.

We help achieve your personal financial goals by:

  • developing financial goals, consistent with your life goals
  • understanding and managing investment risks
  • determining proper asset allocation based on investment time horizon and risk tolerance
  • maintaining long-term focus by avoiding speculation and market timing
  • providing ongoing education and advice, conducting regular portfolio reviews relative to your specific goals, and making adjustments as necessary

Chosen Investment Strategies

Our unique suite of fully diversified investment options fits any type of investment style. Our Chosen Investment Strategies allow you to choose the type of investment vehicle that best meets your needs:

Chosen Structured Portfolios1 - covering the entire reward-risk spectrum

Chosen Active Portfolios - custom built to your tolerance for risk and time horizon

Chosen Retirement Year Portfolios1 - pick the year when you plan to retire

Manager of Managers Strategy

Our affiliation with Genesee Valley Trust Company2 offers customers a diversified portfolio that is actively managed to your investment objective.

The financial advisors of Canandaigua National Trust Company of Florida (CNTF) offer trust and estate services, investment management solutions, IRAs, and fiduciary services to Greater Sarasota and Florida West Gulf Coast communities.

______________________________________________________________________________________________

Before investing using mutual funds consider the fund's investment objectives, risks, charges and expenses. For more complete information, including charges and expenses, contact your financial advisor for a prospectus. Read the prospectus carefully. 

1Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments from Dimensional Fund Advisors, Inc.

2Canandaigua National Trust Company of Florida (CNTF) is an affiliate of Genesee Valley Trust Company (GVT). CNTF and GVT are wholly-owned subsidiaries of Canandaigua National Corporation.

Canandaigua National Trust Company of Florida is an affiliate of Canandaigua National Bank & Trust. This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Investments are not bank deposits, are not obligations of, or guaranteed by Canandaigua National Bank & Trust, or Canandaigua National Trust Company of Florida, or OBS Financial Services, Inc., and are not FDIC insured. Investments are subject to investment risks, including possible loss of principal amount invested. Investments may be offered through affiliate companies.

&