Personal Services > IRAs

Traditional IRA

By choosing a Traditional IRA, you are able to contribute to your account tax free until you begin withdrawals as early as age 59 1/2. Prior to age 59 1/2, you can only take withdrawals penalty free for: a first time home purchase, higher education, unemployment or certain medical expenses, or as a result of disability or death. To decide if a Traditional IRA is the right choice for you, browse IRA Options for more details.

Ways to Invest Your IRA


Your retirement years may be a long way off, or just around the corner. Until then, your day-to-day focus needs to be on building your career, not your retirement savings. Canandaigua National Trust Company offers a comprehensive suite of investment options for all retirement accounts, no matter how much you have to invest. Discover the many ways you can invest your account. 

P Tarantino  Paul Tarantino
941.366.7222 ext. 50720
ptarantino@cnbank.com 

The financial advisors of Canandaigua National Trust Company of Florida (CNTF) offer trust and estate services, investment management solutions, IRAs, and fiduciary services to Greater Sarasota and Florida West Gulf Coast communities.

Before investing using mutual funds consider the fund’s investment objectives, risks, charges and expenses. For more complete information, including charges and expenses, contact your financial advisor for a prospectus. Read the prospectus carefully.

1Portfolios are managed by OBS Financial Services, Inc., an SEC Registered Investment Advisor, and are comprised of investments from Dimensional Fund Advisors, Inc.

Canandaigua National Trust Company of Florida is an affiliate of Canandaigua National Bank & Trust. This material is provided for general information purposes only and is not a recommendation or solicitation to buy or sell any particular security, product or service. Investments are not bank deposits, are not obligations of, or guaranteed by Canandaigua National Bank & Trust, or Canandaigua National Trust Company of Florida, or OBS Financial Services, Inc., and are not FDIC insured. Investments are subject to investment risks, including possible loss of principal amount invested. Investments may be offered through affiliate companies. 

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